100% Bridging Loans

100% LTV Bridging Loan

Lenders generally offer bridging finance up to 75% or 80% as a maximum LTV limit. However there are a couple of situations where they're willing to lend up to 100% - here's when…

A 100% LTV bridge finance for property purchases may be possible in the following two scenarios:

  1. Where the property being purchased is currently under the market value; or
  2. Where additional security has been leveraged by securing the loan against one or more other properties.

If you require a 100% LTV loan please arrange a call with one of our specialists today or apply online and get our best no obligation quote.

100% Bridging Loan Lending Criteria

Loan to value (LTV) Up to 100% 
Loan term 1 to 24 months
Loan amount £26,000 up to £2m
Interest options Rolled-up, retained or serviced
Interest rates From 0.44%
Decision Immediate decision in principle
Completion 3 days to 2 weeks
Early repayment fees None
Availability Secured on assets in UK & Europe
Individuals, Companies, SPVs
No credit & adverse credit considered
Exit strategy Sale or refinance
 

Scenario 1: Purchasing property below the current market value

There may be a number of reasons where you've an opportunity to purchase a property that is below the current market value. These include:

  • purchasing the property from family or close friends
  • purchasing the property after probate
  • purchasing the property at auction
  • purchasing from a distressed seller (someone who needs to sell quickly)

Scenario 2: Securing the loan against additional properties

Securing a loan against multiple properties is common for investors, however there comes additional fees in loans that are more complex, not least of all due to multiple valuations being required in addition to multiple charges being taken out.

Get expert assistance today, we're on hand to answer any questions about bridging finance.
To find out the exact costs of a 100% Bridging Loan 
get a quote online - it takes just 3 minutes!

Call our friendly team on 01202 612934we're ready to help.

Some of our lending partners

Acre Lane Capital
Broadoak Private Finance
Funding 365
Oakbridge
Agility Bridging
Apex Bridging
Hope Capital
Interbridge
Mintbridging
Together
Barton
Bath & West
The Bridging Group
Focused Lending
Lendinvest
MFS
Octane Capital
Proplend
Bridgecrowd
Tuscan Capital
West One
Whitehall Capital
Zorin Finance
Get the ball rolling

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