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Cashflow loans are a type of bridging finance available to businesses.
Borrow from £26k to £250m for up to 24 months and typically complete within 3 days for loans up to £200k to 3 weeks for loans up to £250m.
Can be used for stock/plant/machinery investment, pay sub contractors or hire new employees, purchase property, settle tax liabilities or literally just for cashflow
Each application is appraised on its own merits and all credit circumstances considered and we don't perform credit checks. Our cashflow loans are secured against property in England, Scotland, Wales and Northern Ireland, and providing you have this plus a realistic exit strategy its likely we'll be able to help.
Cashflow Loan Lending Criteria
|Loan to value (LTV)||Up to 80% maximum|
|Loan term||3 to 24 months|
|Loan amount||£26,000 up to £250m|
|Interest options||Rolled-up, retained or serviced|
|Interest rates||From 0.75%|
|Decision||Immediate decision in principle|
|Completion||3 days to 3 weeks|
|Early repayment fees||None|
|Availability||Secured on assets in UK & Europe
Individuals, Companies, SPVs
No credit & adverse credit considered
|Exit strategy||Sale or refinance
Why do we offer cash flow loans?
Cash flow is critical to running a business, whether your business is new to trading or have been in business for decades. The headwinds UK businesses experienced have truly been unprecedented.
The past decade has witnessed significant challenges for the UK economy, first the 'great recession' of 2008, the difficulties through Brexit and the more recent COVID-19 pandemic.
These events have taken a heavy toll on many types of businesses in most sectors. Despite these difficulties, we believe the UK economy is steadfast and want to help improve access to funds to help UK businesses begin to grow again. We work with lenders who ready to help increase liquidity to UK businesses.
Get expert assistance today, we're on hand to answer any questions about business bridge finance. To find out the exact costs of a loan click here for a quote - it takes just 3 minutes!
Call our friendly team on 01202 612934, we're ready to help.
What are the advantages of cash flow loans?
The following are the benefits of our cash flow funding bridges:
- Fast cash flow funding within 3-7 days for values up to £750k
- Fast cash flow funding within 3 weeks for values up to £250m
- Flexible repayment terms from 3 to 24 months
How do small business loans work in the UK?
Like most other kinds of financial instruments, small business loans involve granting businesses cash upfront, which is returned monthly for a fixed amount of time usually no more than 24 months.
What type of security do I need to get cash flow finance?
Cashflow loans are typically secured against residential or commercial properties but may also require a Director to provide a personal guarantee.
Can I get a cash flow loan if I have bad credit?
A cashflow bridge loan is similar to other bridging loans as such requires asset security, usually in the form of property. Because of the security in place, lenders are more likely to accept all types of credit history, including adverse or bad credit.
Can it be used to start a business?
Thinking of getting a loan to start your own business? Small business loans offer start up SMEs the ability to get fast cash in the business. Cash flow loans for smaller businesses have a wide range of uses, such as hiring sub contractors or employees, purchasing plant or machinery in addition to many other uses. We are only able to arrange small business loans that are secured on residential or commercial property.
How quickly can I get a cashflow loan?
We offer simple, secured loans up to £750K in 3-7 days for businesses of all types. Get no-obligation information from our specialists by calling 01202 612934.
Can cash flow loans be used for small UK businesses?
Yes. Cash flow bridging loans are one of the easiest and quickest ways to borrow for business customers providing you have assets to secure the loan against.
What is a cash flow loan?
Having a steady supply of capital will ensure your business keeps turning. Business cashflow loans can help you manage your financial operations by providing you with the necessary funds to either invest in stock, equipment, pay wages, invest in commercial property, covering unexpected expenses or for almost any other business-related purpose.