What are First Charge Bridging Loans?

Borrowers most commonly use first charge regulated bridging loans secured on primary residential property to:

  • assist in the purchase a new primary residential property – upsizing, downsizing, in case a property chain breaks, to speed up the buying process when a seller is putting pressure on to complete 
  • finance self-builds or property improvement prior to moving in
  • raising cash for business or personal reasons.

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