Lien

A lien, in property terms, is used by lenders as collateral when you want to take out a loan. If you fail to repay the loan, the lender has the legal right to sell your property to claim back their funds. 

For example; 

If you were to borrow £200,000 to purchase a new property, the lender gets to hold a property lien against the house until you pay the whole sum of the loan. If you default, the lender can use the lien to sell the house and recover the money they have lent to you.

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