Which types of property can a residential bridging loan be secured on? 

You can secure a residential bridging loan on the following types of property as long as you or members of your family don’t intend to live in them: 

  • bungalows
  • development projects
  • flats
  • houses
  • maisonettes
  • restoration projects
  • self builds
  • semi commercial (where a minimum of 40% of available space is used for residential purposes) 

Particularly for development projects, you may struggle to find a mortgage because of a property’s current state of repair. 

With a residential bridging loan, you are able to purchase the property and fund the renovation. Following completion of the building works, you then apply for a buy-to-let or HMO mortgage to pay back the bridging loan.

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Some of our lending partners

Acre Lane Capital
Broadoak Private Finance
Funding 365
Oakbridge
Agility Bridging
Apex Bridging
Hope Capital
Interbridge
Mintbridging
Together
Barton
Bath & West
The Bridging Group
Focused Lending
Lendinvest
MFS
Octane Capital
Proplend
Bridgecrowd
Tuscan Capital
West One
Whitehall Capital
Zorin Finance
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