Property Refurbishment Loan

Property Refurbishment Loans & Finance

We arrange finance for property refurbishments for all types of properties including residential dwellings, buy to lets (BTLs), flip opportunities, mixed-use and commercial properties from golf clubs, marinas, hotels, pubs to offices.

Our lenders are ready to loan to property investors, landlords and property developers who are looking to refurbish almost any property. We're able to accept almost any property, or groups of properties, as security to raise the funds you need.

For immediate attention, apply online or arrange a call with our experts and get our best rate no obligation quote on your next property refurbishment finance.


Property Refurbishment Finance Lending Criteria

Loan to value (LTV) 65% maximum (100% with additional security)
100% Build financing
And Joint Venture (JV) Finance available
Loan term 3 to 24 months
Loan amount £26,000 up to £25m
Interest options Rolled-up, retained or serviced
Interest rates From 0.44%
Decision Immediate decision in principle
Completion In under 2 weeks
Early repayment fees None
Availability Secured on assets in UK & Europe
Individuals, Companies, SPVs
No credit & adverse credit considered
Exit strategy Sale or refinance

Refurbishment Loan Enquiry

Use the quick enquiry below to receive your
free no obligation quote for a property refurbishment bridging loan.

We arrange:

✔ Light refurbishment development loans

✔ Loans for BTL refurbs

✔ Loans for buy, refurb and flip opportunities

✔ Loans for auction properties

✔ Loans for Residential remodelling

✔ Commercial refurbishment finance

✔ Student accommodation refurbishment finance

✔ Loans for Pub refurbishments

✔ Loans for Office refurbishments

✔ Loans for Hotel refurbishments

✔ Loans for Golf club refurbs

Looking for a refurbishment loan? We can help.

To get expert assistance today for your bridging loan arrange a call.
To find out the exact costs of a loan 
click here - it takes just 3 minutes!

Property Refurbishment Buy To Let Sign

What is the difference between renovation and refurbishment?

The terms ‘renovation’ and ‘refurbishment’ are often used interchangeably, but there is a difference between the two. Renovation generally refers to making changes or improvements to an existing property structure, while refurbishment usually entails more fit-out interior work.

How does refurbishment finance work?

Refurbishment finance is taken out against a form of security such as a residential property with equity, for 12-24 months, to allow the refurbishment to be completed. The loan is then paid back on either the sale of the property or refinancing. Interest on the loan can be rolled-up (deferred till the end of the loan term), retained (deducted from the loan facility) or serviced (interest is paid monthly). 

What is a property refurbishment loan?

A property refurbishment loan can finance upgrades to residential properties such as BTLs, student accommodation and care homes, and commercial properties such as pubs, offices and hotels. 

A property refurbishment loan is a type of short-term finance used to fund light refurbishments within a residential or commercial property.
Landlords, investors and property developers will use this type of funding to increase a property's value before letting or selling

Some of our lending partners

Acre Lane Capital
Broadoak Private Finance
Funding 365
Oakbridge
Agility Bridging
Apex Bridging
Hope Capital
Interbridge
Mintbridging
Together
Barton
Bath & West
The Bridging Group
Focused Lending
Lendinvest
MFS
Octane Capital
Proplend
Bridgecrowd
Tuscan Capital
West One
Whitehall Capital
Zorin Finance
Get a loan quote
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