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Bridging Finance Lending CriteriaWe arrange fast European Bridging Finance for property purchases and investment
We arrange short-term property bridging finance to those who own property or are looking to buy property, in the UK, Spain, France, Monaco, Switzerland, Germany, Austria, and even further afield in Cyrpus, & more.
Our bridging solutions are often used to bridge the gap between a client acquiring a property and being able to put a longer-term mortgage on the property. Similarly, we are regularly asked to arrange a refinance for an existing facility that has reached its maturity.
We're able to arrange funding up to €30 million, and in some instances more than this.
We package your requirements in such a way that our lending panel understands and is willing to lend against. Our team offer experience-based, impartial information, accessing bridging finance from the whole of the market to ensure your rate is as low as possible for your specific circumstance.
We consider all types of credit circumstances including adverse or bad credit and don't perform automated credit checks when you enquire so there's no footprint on your credit history.
Arrange a call with our experts today and get our best no-obligation quote.
European Bridging Finance Lending Criteria
| Loan to value (LTV) | Up to 65% maximum |
| Loan term | 1 to 24 months |
| Loan amount | €750,000 up to €30m |
| Interest options | Retained |
| Interest rates | From 0.95% |
| Decision | Immediate decision in principle |
| Completion | 3 days to 2 weeks |
| Early repayment fees | None |
| Availability | Secured on assets in UK & Spain, France, Monaco, Switzerland, Germany & Austria Individuals, Companies, SPVs No credit & adverse credit considered |
| Exit strategy | Sale or refinance |
What are the benefits of our European Bridging Finance solution?
Bridging loans can be for the purpose of a speedy acquisition, or could be used as a refinance away from an existing facility. In either case, we're ready to provide bespoke solutions quickly and efficiently.
Where we cover:
- UK
- Spain
- France
- Monaco
- Switzerland
- Germany
- Austria
A European bridging loan lasts for an agreed term – up to 24 months. You'll need to pay it back (as a lump sum) before or when the term ends. You'll receive the principle loan amount, subject to a variety of interest repayment terms. However, if your client were to repay the lump sum before the term ends, they may be charged less interest in total.
Any fees associated with the loan can be added to the lump sum as well, subject to maximum loan to value.
There typically is no restriction on nationality of the Ultimate Beneficial Owner.
