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Bridging Finance Lending CriteriaFast short-term international and European Bridging Finance for property purchases and investment
We arrange short-term property bridging finance for those who own or want to buy property in the UK, Spain, France, Monaco, Switzerland, Germany, Austria, Cyrpus, or even further afield.
Our bridging solutions are used to bridge the gap between a client acquiring property and arranging a longer-term mortgage or repaying the loan with cash. Similarly, we are regularly asked to arrange a refinance for an existing facility that has reached its maturity.
We typically arrange funding up to €30 million. Sometimes, it's significantly more than this.
We package your requirements so that our lending panel understands the situation and will lend to you. Our team offers experience-based, impartial information, accessing bridging finance from the whole of the market, including from private investors, to ensure your rate is as low as possible for your specific circumstance.
We consider all types of credit circumstances, including non-status, and don't perform automated credit checks when you enquire, so there's no footprint on your credit history.
Arrange a call with our experts today and get our best no-obligation quote.
European Bridging Finance Lending Criteria
| Loan to value (LTV) | Up to 65% maximum |
| Loan term | 1 to 24 months |
| Loan amount | €750,000 up to €30m |
| Interest options | Retained |
| Interest rates | From 0.95% |
| Decision | Immediate decision in principle |
| Completion | 3 days to 2 weeks |
| Early repayment fees | None |
| Availability | Secured on assets in UK, Spain, France, Monaco, Switzerland, Germany, Austria & Cyprus Individuals, Companies, SPVs No credit & adverse credit considered |
| Exit strategy | Sale or refinance |
What are the benefits of our European Bridging Finance solution?
Bridging loans help towards fast property acquisition or refinance. In either case, we're ready to provide bespoke solutions quickly and efficiently.
Where we cover:
- UK
- Spain
- France
- Monaco
- Switzerland
- Germany
- Austria
- Cyprus
A European bridging loan lasts for an agreed term – up to 24 months. You must pay it back (as a lump sum) before or when the term ends. You'll receive the principal loan amount plus interest. However, if you were to repay the lump sum before the term ends, the interest is typically recalculated and reduced accordingly.
Most fees associated with the loan can also be added to the lump sum, subject to a maximum loan value. This typically excludes survey and solicitor fees, which must be paid before the facility is completed.
There typically is no restriction on the nationality of the Ultimate Beneficial Owner so foreign nationals are welcome.
